HBL Asset Management ltd. is the dynamic subsidiary company owned by the Habib Group of Companies. HBL mutual funds is an underline product of HBL Asset Management Company. It is offering wide ranging investment opportunities for its valuable clients, who want to invest their money and in return earn higher yield. HBL mutual funds are offering long-term, medium-term and short term investment opportunities to its esteemed investors, so that they can make the best out of it.
Let’s have a look on the different investment options offered by the HBL Mutual Funds to its clientele.
1- Money Market/ Income Funds
If you are eager to earn competitive risk-adjusted returns, then money market/income funds are the ideal investment opportunity for you. The funds generated are steady and regular and provides a sense of financial stability to the investor. Besides this, it invests in government securities, corporate bonds, T-bills, and bank deposits. Money market funds are an excellent investment chance for those who do not want to invest in a volatile market like stock exchange market, however, to a more secure one. Money market funds are further classified into four funds, details of which are given below:
1.1-HBL Cash Fund
HBL Cash fund offers competitive returns to its investor by investing their funds in low-risk portfolio. These are short term investments, which ensure high liquidity. This fund is focused to maximize the returns of the investors with the help of efficient utilization of investment and financial management tools.
1.2-HBL Money Market Fund
HBL money market fund is an open ended mutual fund, which invests in low risk securities ensuring greater returns with high liquidity. Further, because of its open-ended nature the investor can access money at any time which provides financial leverage to the investor.
Additional Reading: An Insight into MCB-Arif Habib Mutual Funds
1.3-HBL Government Securities Fund
The aim of HBL government securities fund is to provide consistent gains to the investors by investing their funds in diversified portfolio, which includes short, medium and long term securities issued by the Pakistan Government. It will provide higher risk adjusted returns with greater liquidity to the investors.
1.4-HBL Income Fund
HBL income fund is the open end fixed income fund, which provides consistent returns by investing in fixed securities, which gives exposure to the moderate level of risk.
Benefits
The benefits are as follows:
– An opportunity to invest in diversifies pool of funds and earn higher yields
– Provides you tax benefit with the help of existing tax laws applicability
– You can start investment with just PKR 1000/- and subsequent PKR 1000/- further every month
– You can encash your investment within 2-3 days
Suggested Time Period for the Investment
Suggested time period for the investment will be short to medium term investment.
2- Equity Funds
Equity funds provide the investors with an opportunity to invest in the blue chip companies for the higher returns. As these companies have the capacity of the positive trajectory in terms of company growth and the attached possible returns. Equity funds are long-terms funds, as this market is a volatile market so for the suitable consideration long-term investment of the funds are must.
2.1-HBL Energy Fund
HBL Energy fund provides an opportunity to its investors to invest in the energy sector blue ship companies, which will earn higher yields for the investor. This will also provides investor a chance to invest their surplus funds from medium to long term period for the stable returns.
2.2-HBL Equity Fund
HBL equity funds invest in the equity securities which ultimately offer capital gains and dividends to its investors. The aim is to achieve long term capital growth for the invested funds.
2.3-HBL Multi Asset Fund
HBL Multi Asset Fund provides the opportunity to the investor to invest their funds in the Multi Asset funds and earn higher returns by investing in money market instruments and its derivates; fixed income securities and equity instruments.
2.4-HBL Stock Fund
- BL Stock Fund earns return for the investor by investing their funds in a diversified portfolio which includes equity and its related instruments for the capitalization of the fund.
Benefits
The benefits are as follows:
– Avail tax benefit by using existing tax laws
– There is no holding period for the invested funds, investor can access its funds at any time which ensures financial leverage
– The encashment of the funds will be made within 2-3 days
Suggested Time Period for the Investment
Suggested time period for the investment will be medium to long-term due to the market volatility and to earn considerable returns.
Conclusion
In a nutshell, HBL mutual funds are providing wide ranging investment opportunities for the investors to invest and capitalize their invested funds. For those investors who have surplus funds and want to earn higher returns over a specified period of time, HBL Mutual funds are ideal opportunity. Visit Mawazna.com now to know about financial management of the funds and how to earn optimal returns on them.
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