JS Bank is one of the most vibrant bank offering multiple products including JS Bank Credit Cards and various other retail banking services. With the help of the highly motivated and skilled team they are providing their customers innovative banking range dealing in different products. Through robust technology network and strong service quality, they have created a satisfied and diverse banking experience among their customers. Their utmost effort is to be the preferred partner of our worthy customers by providing them complete financial solutions of all the problems concerned to them.
JS Bank is currently offering 3 types of credit cards in Pakistan illustrated below:
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1- JS Bank Classic Credit Card:
JS bank classic credit card offers multiple services and advantages which cater the needs of your daily lifestyle. You can use this card at any Visa-accepting outlets in Pakistan and throughout the world.
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Features:
The features of the JS Bank Classic Credit Card are as follows:
- A card that can assist you in efficient spending of money
- You can enjoy amazing discounts and benefits on your day to day shopping
- It provides an ease of transferring balance from one credit card to another credit card.
- You can use your JS Bank Classic Credit Card for to shop online without and difficulty of reaching to cash in hand.
- On meeting the minimum slot of spending 5000, the annual fee will be waived off.
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Benefits:
The benefits of the JS Bank Classic Credit Card are as follows:
- You can enjoy 60% discounts and amazing offers throughout Pakistan.
- CIP lounge access is given free from all local airports
- It ensures not only safety of your life but also this shield is extended towards your family. Understanding the needs of their customers, they are providing 100% coverage against your outstanding and an additional 100% to your family, in case of death or accident.
- The insurance provided to the customers are underwritten by EFU life insurance limited, charged at the lowest rate of 0.48%
- Enjoy 6 Supplementary cards for your family members.
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Required Documents:
The following documents are required to sign up with JS Bank Classic Credit Card:
- Salaried Class: CNIC, salary slip, Bank statement
- Self-employed: CNIC, Bank Statement & valid proof of business
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Rates and Fees:
Type of Purchases |
Monthly Rate | Annual Rate |
Retail Purchase | 3.33% | 40.0% |
Cash Advance | 3.33% | 40.0% |
Balance Transfers | Up-to 2.00% | Up-to 24.0% |
Supplementary Fee: Waived (PKR)
Cash Withdrawal Fee: PKR 3% or Rs. 1200/- whichever is higher
Foreign Transaction Fee: 3.5% or Transaction amount percentage
SMS Alert Fee: Free (PKR)
Late Payment Charges: Rs. 1500/-
Over limit Charges: Nil
Interest Free Period: 51 Days
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Suitable for Customers:
This card is suitable for salaried class customers as it helps them in enjoying discounts on various products, which ensure happy shopping within their credit domain.
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2- JS Bank Gold Credit Card:
JS bank Gold credit card offers multiple services and advantages which cater the needs of your daily lifestyle and gives you added flavor of life. You can use this card at any Visa-accepting outlets in Pakistan and throughout the world.
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Features:
Features of JS Bank Gold Credit Card are as follows:
- Cluttering all your outstanding payments in one card so that you can enjoy low balance transfer rate
- The balance of your card will be settled with the help of audio-debit payment method
- Upon spending meagre amount of Rs. 7500/- your annual fee will e waived off.
- Easy mode for the transfer of balance from one credit card to another
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Benefits:
The benefits of JS Bank Gold Credit Card are as follows:
- You can enjoy attractive rates on Balance Transfer
- You can enjoy 60% discounts and amazing offers throughout Pakistan.
- CIP lounge access is given free from all local airports
- Free supplementary cards for your family.
- Cash back of 0.05% on all retail.
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Required Documents:
The following documents are needed when you sign up with JS Bank Gold Credit Card:
- Salaried Class: CNIC, salary slip, Bank statement
- Self-employed: CNIC, Bank Statement & valid proof of business
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Rates and fees:
Type of Purchases | Monthly Rate | Annual Rate |
Retail Purchase | 3.33% | 40.0% |
Cash Advance | 3.33% | 40.0% |
Balance Transfers | Up-to 2.00% | Up-to 24.0% |
Supplementary Fee: Waived (PKR)
Cash Withdrawal Fee: PKR 3% or Rs. 1200/- whichever is higher
Foreign Transaction Fee: 3.5% or Transaction amount percentage
SMS Alert Fee: Free (PKR)
Late Payment Charges: Rs. 1500/-
Over limit Charges: Nil
Interest Free Period: 51 Days
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Suitable for Customers:
It is suitable for people who enjoys salary around Rs. 100,000 and owners of small to medium scale business. It helps them in enjoying discounts on various products, which ensure happy shopping and meeting their daily business need within their credit domain.
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3- JS Platinum Credit Card:
JS bank Platinum credit card offers multiple services and advantages which cater the needs of your lifestyle and your growing business, and gives you added flavor of life. You can use this card at any Visa-accepting outlets in Pakistan and throughout the world.
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Features:
The features of JS Bank Platinum Credit Card are as follows:
- It compounds all your outstanding payments in one card so that you can enjoy low balance transfer rate
- The outstanding balance of your card will be settled with the help of audio-debit payment method
- Upon spending meagre amount of Rs. 10,000/- your annual fee will be waived off.
- Easy mode for the transfer of balance from one credit card to another
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Benefits:
The benefits of JS Bank Platinum Credit Card are as follows:
- You can enjoy amazing rates on Balance Transfer
- You can enjoy 60% discounts and amazing offers throughout Pakistan.
- CIP lounge access is given free from all local airports
- Free supplementary cards for your family.
- Cash back of 0.05% on all retail.
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Required Documents:
The following documents are needed when you sign up with JS Bank Platinum Credit Card:
- Salaried Class: CNIC, salary slip, Bank statement
- Self-employed: CNIC, Bank Statement & valid proof of business
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Rates and fees:
Type of Purchases | Monthly Rate | Annual Rate |
Retail Purchase | 3.33% | 40.0% |
Cash Advance | 3.33% | 40.0% |
Balance Transfers | Up-to 2.00% | Up-to 24.0% |
Supplementary Fee: Waived (PKR)
Cash Withdrawal Fee: PKR 3% or Rs. 1200/- whichever is higher
Foreign Transaction Fee: 3.5% or Transaction amount percentage
SMS Alert Fee: Free (PKR)
Late Payment Charges: Rs. 1500/-
Over limit Charges: Nil
Interest Free Period: 51 Days
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Suitable for Customers:
As this card is specially designed for executives which ensure smooth working of their daily chores with maximum ease.
Conclusion:
In a nutshell, Mawazna.com helps you in deciding the best option for yourself when doing any persoanl finance decision. It provides you with comprehensive set of information and up-to-date details so that you can make prudent and well-informed decisions. Compare all JS Bank credit credit cards and also credit cards offered by other leading banks in Pakistan to select the best one matching with your needs only at Mawazna.com.
“Mawazna Karein Apne Liye, Apno key Liye”
1 comment
sir credit card se balance kaisay transfer kia ja skta hy. You can enjoy attractive rates on Balance Transfer is ki samajh nai aai.
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