United Insurance Company of Pakistan(UIC) is an insurance provider that has a long and established history of providing well-trusted insurance plans. UIC Insurance plans offer you greater flexibility. Their aim is to deliver a service that is focused on the needs of the customer and to ensure that they find the cover they desire.
Their insurance products are designed to provide you with complete peace of mind. Here we are review UIC insurance plans focused on offering Motor Insurance, Health Insurance, and Travel Insurance coverages in Pakistan. So, whether you want to protect your vehicle, your health or ensure you are covered when traveling abroad, UIC has it all covered. To find out more about their plans, take a look below.
UIC Motor Insurance Plans
When you own a motor vehicle, you have to ensure that you are covered for all eventualities. Therefore, the cover is designed to protect you from accidental damage regardless of whether you are at fault or not. You will also be covered for riots, strikes, and malicious damage as well as theft. If your vehicle is damaged by fire, external explosion or evening certain aspects of the weather such as lightning or frost, you are also covered while third-party liability is also a useful feature. You can get UIC car insurance to cover your own personal car or a commercial vehicle (for example to be driven on Uber or Careem car riding services).
Their insurance also comes with a number of value-added features. When problems occur, you care will be towed to the closest workshop or you can opt to have your vehicle repaired in your chosen workshop. Of course, any incident will require a police report but UIC will help to deal with this. In the case of car accidents, if the driver dies as a result of an accident, then Rs. 30,000 is paid. If the accident and death occur in Pakistan, there is a free death repatriation and all funeral expenses and arrangements will be covered. All claims will be settled within 30 days of submission and there are no hidden taxes or charges to pay. UIC also offers an equivalent takaful product for those who are interested to buy Motor Takaful plans through Shria compliant way to protect the uncertainity related to your motors.
Additional Reading: Key Tips to Find Best Car Takaful in Pakistan
UIC Travel Insurance Plans
The aim of their travel insurance is to ensure you are protected when you travel and they cover all people up to an age of 85 whereas travellers upto the age of 65 years are eligible without additional premium payment. All claims abroad are settled directly while you will be covered for loss of baggage, passport, flight delays, and personal liability cover. There is a full medico-legal and language assistance and emergency dental cover provided as part of the cover.
They have a wide range of insurance cover ranging from Diamond and Gold for travel to the Schengen Countries, Silver, and Standard for travel to the rest of the world (excluding USA, Canada, and Australia) as well as Platinum and Gold Plus for travel worldwide.
This cover will provide you with excellent value for money and no hidden charges or taxes. It is possible to take out family cover and that covers the insured, spouse as well as three children aged from 6 months to 18 years of age. Each person will have a 100% limit for all medical expenses and there is also 50% paid on the accidental death or permanent disability for the spouse and 25% of the same for children.
UIC Health Insurance Plans
Health insurance from UIC is designed to give you complete peace of mind. The scheme comes with a huge range of features and aims to offset the large medical expenses that come from having to pay for treatment when required. The cover also handles medical expenses abroad for the sum of Rs. 2.3 million and has as almost 100 branches nationwide.
It covers corporate sector employees up to the age of 65 and certain modules are designed to cover dependent parents, while also relaxing the age of the daughter up until she is married and up until the son is 25.
It covers OPD benefits such as GP and Specialist consultation fees along with laboratory work, prescribed medicines, and dental care. If you are hospitalised, you will be covered for hospital expenses per person per confinement per ailment, the cost of room rent as well as all other hospital expenses.
You are also covered for a number of scans such as Cat-Scan, MRI Scan, and Nuclear scans as well as diseases such as Cancer, Stroke, and Kidney failure to name but a few. Many different types of treatments are covered such as fractures, chemotherapy, dental care such as orthodontic procedures.
If death occurs as a result of illness or injury, then death repatriation is covered along with funeral expenses and arrangements, while all claims are handled efficiently.
In a nutshell UIC is offering highly flexiable plans offered on highly competative premium rates. To complare and buy UIC Motore Insurane, UIC Travel Insurance and UIC Health Insurane plans, please visit and order at Mawazna.com.
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